All posts by staff

Rideshare drivers- We’ve got you covered!

Ride-hailing services such as Uber, Lyft, and Sidecar are becoming more and more common on the streets today. It is such an easy and smart way to get around especially when you need to get to a busy city center with no parking, or if you’ve had one too many drinks to drive safely for the night. Something that may not cross your mind while hailing a ride is that every driver needs to be insured. Ride sharing companies are required to insure their drivers during what they refer to as “period two” and “period three”. Period two is when they are on their way to pick up a passenger, and period three is when they have a passenger in their vehicle. But what about “period one,” when the driver is waiting for a job? It can be a scary and vulnerable time for the driver since they are practically a sitting duck in that moment.

Well now Farmers has a solution! We can offer affordable coverage for drivers who work for rideshare companies. Insurance Commissioner Dave Jones said, *”I’m pleased to see Farmers, one of California’s major insurers, offers a product that closes the coverage gap.” Closing the insurance gap is important to Farmers in making sure passengers, other drivers, and pedestrians are all protected when ride-hailing cars are on the road.  This new Farmers insurance product begins May 28, 2015 and will only be available through our Farmers Specialty Auto Insurance Policy: Bristol West.

Here at Russ Holcomb Farmers Insurance, we would love to help you get squared away in making sure you are covered throughout all periods in your life!


*cited from California Department of Insurance

Protect your furry friends

Pets BestFarmers has teamed up with Pets Best, the trusted name in pet insurance, to bring you affordable options to take care of your furry friends.

There are three plans you can choose from: Pets Basic, Pets First, and Pets Premier; with coverage starting at less than $1 a day! Insurance takes care of illnesses and accidents, prescription medication, surgeries, as well as other coverages. There is a special offer for Farmers customers which offers you 5% off your home or auto policy if you sign up with Pets Best for pet insurance.

Having insurance for your pets helps lower your out-of-pocket costs and as we always like to say at Russ Holcomb Insurance, give you some peace of mind!

Click this link to get a quote today!

It’s only May, but it already feels like summer in Santa Cruz!

Do you have summer toys?

Many of us have “summer toys” like jet skis, boats, off road vehicles, motorcycles, scooters, or motorhomes that are used in the summer time and then stored in the garage all winter long.

Are your toys insured?  It is important to review your coverage to be sure you don’t have any gaps in your insurance program.

Farmers Insurance will now qualify for an additional discount on you auto policy if you have your toys insured with Foremost (part of the Farmers Group of companies).

Please give us a call if you are interested in a quote for your toys, we may be able to save you some money!