A client in my office reviewing insurance had just been laid off. Planning to surf and travel and enjoy his time off, he hadn’t planned on keeping his health insurance due to cost. After all he was in pretty good shape. My recommendation was to get the least expensive Anthem Blue Cross plan, just in case, which he did. And BAM! A headache turned into full blown melanoma that had metastasised into his spine and lungs. We’re talking THOUSANDS of dollars that was covered by the insurance company. His quote was ‘the health insurance literally saved my life.’ You never know. Insurance is like airplane fuel. It’s better to have it and not need it, than to need it and not have it!